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At Advantage Health, we are strongly committed to protecting your privacy.
To serve as your state-licensed insurance agent, we will ask you to provide
us with personal information about you. We will not disclose your personal
information to anyone, except those specifically involved in the referral or
processing of your health insurance quote or application. Additionally, we
protect the security and confidentiality of the personal information you
provide us.
Privacy Policy
Throughout the policy, we refer to information that can identify you as a
specific individual, such as your name, phone number, email address, Social
Security number or credit card number, as "personal information." Further,
personal information includes any information involving your health or
medical history.
We will not disclose your personal information to anyone, except
those specifically involved in the referral or processing of your health
insurance quote or application.
We do not disclose your personal information to any other third
parties, unless one of the following limited exceptions applies.
Insurance Companies, Licensed Agents and authorized HSA
Trustees or Administrators.
If you submit an application for an insurance product offered by us,
then we will disclose your personal information to your chosen insurance
company to process your application. If you submit an application for an
insurance product offered through an insurance agent or agency with whom
we have associated, then we may disclose your personal information to
that agent or agency to process your requested quote or application. If
you complete an enrollment form for a health savings account ("HSA")
offered through an authorized HSA trustee or administrator with whom we
have associated, then we may disclose your personal information to that
trustee or administrator to enroll you in an HSA. Please be assured that
these partners are only allowed to use your personal information to
process your requested quote, application or enrollment form and are
contractually obligated to maintain strict confidentiality.
Service Providers. We may disclose your personal
information to other companies that help us process or service your
insurance application or correspond with you. For example, we may
provide your personal information to a service provider to verify the
validity or credit limit of your credit card. Please be assured that the
companies we hire to process or service your insurance application or
correspond with you are not allowed to use your personal information for
their own purposes and are contractually obligated to maintain strict
confidentiality.
Legal Obligations. We may disclose or report your personal
information when we believe, in good faith, that the disclosure is
required or permitted under law, for example, to cooperate with
regulators or law enforcement authorities or to resolve consumer
disputes.
Outside of these exceptions, we will not share your personal information
with any other third parties.
We collect personal information in the normal course of business
in order to process your insurance application and to serve you better.
Registering with Us. We begin collecting personal
information from you when you register with us. You may register with us
through our website by entering your email address.
Applying for Health Insurance and Other Products. If you
apply for a health insurance or other product through our website, we
may ask you to provide us with personal information and/or health
information relating to you and any family member who will be included
on your application. This information will be used by your chosen
insurance company, agent or HSA trustee or administrator to process your
application. Additionally, we may ask you to provide us with credit card
or bank information, which will be used by your chosen insurance company
or HSA Trustee or Administrator to process your application or collect
any fees associated with your application or insurance premiums upon
approval of your application.
Providing you with a quote or processing your application.
We may use your personal information to get in touch with you when
necessary to process your application or to provide you with a quote.
For example, emails will be sent to you throughout the application
process to inform you of the status of your application and to seek
additional information that is requested as part of the application.
Customer satisfaction, referrals and other products. We
may contact you to survey your satisfaction of our service, refer our
products and services to other people, and/or to inform you of
additional products and services. You may opt out of receiving these
additional communications from us by following the opt-out procedures
below.
We gather anonymous information about you for our internal
purposes, and we may share this anonymous information with third
parties.
Anonymous information is any information that does not
personally identify you, including aggregate demographic information
such as the number of visitors to our website from a particular state.
We use anonymous information primarily for marketing purposes and
to improve the services we offer you.
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We may use "Cookies," "Clear Gifs," "Internet Protocol"
addresses and other monitoring technologies to gather anonymous
information. For a more detailed discussion on cookies and clear
gifs, please see below.
We protect the confidentiality and security of your personal
information.
We continue to evaluate our efforts to protect your personal
information and make every effort to keep your personal information
accurate and up to date.
We will provide notice of changes in our information privacy
practices.
If we are going to use your personal information in a manner
different from that stated at the time of collection, we will notify you
via email. You will have a choice as to whether or not we use your
personal information in this different manner. In addition, if we make
any material changes to our information privacy practices that do not
affect the personal information already stored in our database, we will
post a prominent notice in the privacy portion of our website notifying
users of the change.
You may opt out of receiving satisfaction surveys and/or
information on additional products and services from us.
We may contact you to survey your satisfaction of our service
and/or to inform you of additional products and services.
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If you want to opt out of these surveys and/or notices, you
may contact us by email at
privacy@myAdvantageHealth.com
or by mail at Advantage Health Insurance Services, 9800 Topanga
Cyn Blvd, Suite D, Chatsworth, CA 91311.
Please note that you will still receive communications from us
regarding your insurance quote, application or policy even if you opt
out of receiving our surveys and/or notices of additional products and
services.
We are available to answer any questions you may have about our
privacy policy or our information privacy practices.
The information privacy practices described in this privacy
policy apply only to applications initiated on this website.
Accordingly, all of the personal information you submit to us after
initiating an application on this website shall be governed by this
privacy policy. Additionally, all of the anonymous information collected
from this website shall be governed by this privacy policy.
Additional Information About Privacy and Security at
Advantage Health Please click on a topic below to get more information about privacy and
security at Advantage Health Insurance Services.
"Cookies" and "Clear Gifs"
"Cookies" are small files that are stored by your web browser to help a
particular system recognize you and the pages you visited in a website. Our
website may use cookies to make your online experience more convenient. For
example, we may use a cookie to store your account information between
sessions and to maintain information about the quotes you've requested
during your session. Additionally, we may use data from cookies for a
variety of internal purposes, such as studying how users navigate our
website. We do not collect any personal information from cookies. Further,
no other information we collect from cookies can be linked back to your
personal information. Most browsers automatically accept cookies, but if you
prefer, you can set yours to refuse cookies. Even without a cookie, you can
still use most of the features on our website, including obtaining quotes
and applying for an insurance policy.
"Clear gifs" are tiny graphics with a unique identifier, similar in
function to cookies, that are used to track the online movements of website
users. The main difference between the two is that clear gifs are invisible
on the page and are much smaller than cookies. We do not collect any
personal information from clear gifs. Further, no information we collect
from clear gifs can be linked back to your personal information.
We may use third party web analytics services to track and analyze
anonymous usage and volume statistical information from visitors to help us
administer our website, improve our website's performance and to report
website traffic. These web analytics services use cookies, clear gifs and
other web monitoring technologies to help track visitor behavior on our
behalf. These services do not use these technologies to collect any
personally identifiable information from website visitors.
Links to Other Websites
Our website contains links to other websites. Please note that when you
click on one of these links you are "clicking" to another website. Advantage
Health is not responsible for the information privacy practices or the
content of such websites. We encourage you to read the privacy policies of
these linked websites as their information privacy practices may differ from
ours.
Last updated: August 29, 2007
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